INSURANCE A 2 Z by D9
We Know Insurance
Coverage We Offer
Medicare Advantage
Considered an alternative to Original Medicare and cover all the expenses incurred under Medicare. They include the same Part A hospital and Part B medical coverage.
Medicare Supplement
Also known as Medigap policies. Original Medicare is a fee-for-service health plan that has two parts: Part A (Hospital Insurance) and Part B (Medical Insurance).
Medicare Prescription Drug
Medicare drug coverage helps pay for prescription drugs you need. Even if you don't take prescription drugs now, you should consider getting Medicare drug coverage. Medicare drug coverage is optional and is offered to everyone with Medicare. If you decide not to get it when you're first eligible, and you don't have other creditable prescription drug coverage (like drug coverage from an employer or union) or get Extra Help, you'll likely pay a late enrollment penalty if you join a plan later..
Life Insurance
Life Insurance can be defined as a contract between an insurance policy holder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium, upon the death of an insured person or after a set period. With established relationships with numerous carriers, we can put together a reliable Life Insurance policy that offers the highest level of protection for you.
Health Insurance
Health insurance is a contract that requires an insurer to pay some or all of a person's healthcare costs in exchange for a premium. More specifically, health insurance typically pays for medical, surgical, prescription drug, and sometimes dental expenses incurred by the insured.
Dental Coverage
Dental insurance covers issues related to the teeth and gums, as well as preventative care such as annual cleanings, X-rays, and fluoride treatments.
Vision Coverage
Health and wellness plans designed to reduce your costs for routine preventive eye care (eye exams) and prescription eyewear (eyeglasses and contact lenses).
Hearing Coverage
Hearing aids are generally not covered by medical insurance, though insurers sometimes offer optional hearing/vision/dental plans that may include coverage for hearing tests and hearing aid fittings.
Hospital Indemnity
Hospital indemnity insurance is a supplemental insurance plan designed to pay for the costs of a hospital admission that may not be covered by other insurance. The plan covers individuals who are admitted to a hospital or ICU for a covered sickness or injury.
